Monday, October 14, 2019

How To Write An Economics Essay

How To Write An Economics Essay INTRODUCTION Writing on any essay topic can be a daunting task. Like most English compositions, an essay has a beginning, middle and an end. It is the way in which most students are taught to think about essay writing, starting with the thesis statement and then building an argument for or against the statement. Let’s face facts, not all students are born writers and struggle with the idea of writing an essay and possibly even fear the idea. Where does one begin, especially with the task of writing an Economics essay? Any writer specialising in academic writing would suggest starting with an understanding of a sub-subject found within the Economic realm. It may be that the course suggests what to write about and this will help with clarification purposes. Essay writing and writing in general can be a scary, personal task and one must find a comfort level with the subject first. Some subjects are easier, ‘softer’ to write about and the subject of Economics is not really one of them. The thesis or premise of the essay must be right on target and backed up by concise resources. Once one decides upon a sub-topic, it is best to figure out the thesis. Only then can one proceed to the next step of presenting the supporting evidence. This would be step two. Once the evidence is presented, then in order to score extra marks, it is always a good idea to present the thoughts and views of the opposition. From there, the essay can gain strength and the writer can start to present an original concept to the reader. It is in the latter part of the essay where one can take charge of exploring one’s ideas on the topic and establish his or her voice. This allows a nature progression toward the conclusion as the essay summates its main ideas and possibly leaves the reader with new questions and thoughts on the matter. FORMULATING THE THESIS The essay should have a strong, precise thesis statement. The thesis statement defines the essay, what it will be about and how the body of the essay will form to prove the thesis as true or false. The main objective is to remain focused on topic and have a thesis statement that can be researched as a relevant, current topic. It is always important to stick to the thesis and stay on topic. As a writer, sometimes tangents develop and it is important to stay away from the lard of essay writing. Always keep in mind, does this sentence, this paragraph answer the thesis? Is it relevant to the topic and discussion? By sticking to a relevant, current topic or event, for instance the American Bailout of Corrupt Financial Institutions, this not only allows one’s own opinions to form but also a solid argument to evolve. Essays should have passion once the thesis has been established and can be supported. WHERE TO LOOK FOR INFORMATION Half of the battle is won once the thesis takes shape and one has a better idea of what to discuss. It is time to start searching for information to support the thesis. In this day and age of telecommunications technology, email and the Internet, the most popular and accepted place to start research, one would think, would be online. Use discretion here and follow the professor’s guidelines. Sometimes Internet sources, even the most up to date are misleading and counterfeit. For the subject of Economics, especially with a global, multi-national point of view, it is best to start with a reputable magazine called The Economist. Here one will find the highest quality of information on the current event of the American Bailout. There is an online version, but also a trip to the library is encouraged. From there in order to get a feeling of the impact of such a current event, look to highly reputable international newspapers like the London Telegraph and the New York Times. Since t he Bailout has been a political issue, one can also read the Washington Post. One must always question the validity of the source. Part of being a good writer is constantly questioning the information and looking for answers where one would least expect them. PRESENTING DIFFERENT SIDES The quality of research also allows the writer to present different views as a means of exploring the thesis and even testing the validity of the thesis. The essay could even result in presenting facts that allows the thesis to be discredited. This also allows the writer flexibility and suggests they are not afraid of critical review. Research and writing about the opposition carries weight because it allows the essay a sense of balance. Here the local view on the topic is important to review and surmise. This is where the original idea and discussion can formulate. The local level view of the issue allows for passion but also gives a community voice. It is a good idea to read editorials but also get the view of the average person. From here, a flood of thought processes can result and by outlining the exploration allows the writer to pinpoint important elements of each view. This creates an elegant framework for the thesis to live but also presents thoughtful relevant ideas. THE ORIGINAL IDEA The idea that every essay should have an original idea is the scariest part of formulating the thesis and body of the paper. Will this happen at all? Sometimes it can be difficult to be in the mindset that it can. Have others thought the same? Possibly but do not hold back. Pressure really haunts the process of original writing. It is important to outwit one’s self into thinking. A lot times, people want to only focus on the thesis and accurately supporting the thesis. A good professor of any subject but especially business subjects should encourage steps toward original ideas and creativity. CONCLUSION A conclusion will act to summarise the purpose of the essay and restate the thesis statement as if to remind the reader about the subject and relevance of the topic. It is important to maybe leave the reader with thought provoking ideas as well as a sense of being finished. For this purpose, this essay acted as a means to instruct one how to write an economics essay but also offered insight on how to become a better writer.

Sunday, October 13, 2019

Original Narrative Anticipated :: essays research papers

Original Narrative: Anticipated Crisis With the end of the millenium right around the corner, the statement coined by Rene Descartes, "I think, therefore I am," no longer holds true. This is mostly due to the emergence of monumental technological breakthroughs since the formulation of this statement in the seventeenth century. In fact, "I have technology, therefore I am" and "My God said so, therefore I am" could be contemporary versions of this statement that accurately describe us today. In the past, one was free to think for himself, or forced to think for himself, because no one else or nothing else could think for him. The rise in the use of computers this century, however, has revolutionized the way things are done. Those who own the technology no longer have to "think" about menial tasks. For example, when one buys a product in a store for $1.38 and hands the cashier a five-dollar bill, the cashier will punch in the five dollars and let the computerized cash register indicate the correct change of $3.62 to give to the customer. No thinking on the part of a person is involved. Instead, it is substituted by a reliance on mechanical and repetitious actions which are unproductive and unhealthy for the mind. We human beings are blessed with the capability to reason and to think logically; therefore, we cannot function as subservient individuals to the modern technology that we have created. Our growing reverence for technology and its comforts will ultimate ly strip us of our creativity and our curiosity to learn. This ultimately obviates the need to make decisions based on our own judgments because computers will take care of everything with a touch of a button. Obviously, once the computers malfunction, life as we know it will be in chaos since we would not be able to survive without the complex gadgets. Furthermore, as economic stability becomes more uncertain, the destitute and despondent masses will turn to religion and their God for consolation. Although this seems paradoxical in a time when the degradation of society is eminent, "I think, therefore I am" could be justly altered into "My God says so, therefore I am" to match the social atmosphere of today. These people are all foolishly deceived into thinking that they are notorious sinners who must incessantly repent now in order to enter the "kingdom" of Heaven later. Evidently, these desperate believers are again subordinate to a "supreme being" who has supposedly intended the present hopelessness to test the loyalty of those who perceive that "He" is omnipotent and is looking out for our best interests.

Saturday, October 12, 2019

The Jacket by Gary Soto Essay -- Papers Essays

The Jacket by Gary Soto In "The Jacket" Gary Soto uses symbolism to reflect on the characterization and development of the narrator. Soto seems to focus mainly on a jacket, which has several meanings throughout the story. The jacket is used as a symbol to portray poverty, the narrator's insecurity, and the narrator's form of self-destruction. Since the story uses a certain object, the Jacket, as the meaning of several issues, it primarily focuses on the narrator's poverty-stricken family. First of all, an example of the poverty is demonstrated when the narrator complains that the jacket "was so ugly and big that I knew I'd have to wear it a long time"(paragraph 3). It is clear that his lack of money was a problem in which he would have to keep the jacket because he could not afford a new one. The narrator then feels embarrassed and upset by the jacket by stating "I blame my mother for her bad taste and cheap ways"(paragraph 10). By mentioning his mother's "cheap" ways he is conveying that he is aggravated because of his mothers option to choose bad and ugly clothes in ord...

Friday, October 11, 2019

Hamlet: to Be, or Not to Be: Movie Analysis Essay

Branagh’s vision of William Shakespeare’s famous â€Å"To be, or not to be,† soliloquy manifests Hamlet’s displeasure with himself as he debates eternal sleep; the set up of this scene contributes significantly to the emotional impact and symbolism. The lack of music and sound in the beginning forces the audience’s attention towards the soliloquy. The quietness in the scene also exhibits how Hamlet is wishing for a quiet death, suicide. Walking slowly towards the two-way mirror, while he professes his conflicted feelings, the camera follows steadily over his shoulder, only filming Hamlet’s reflection. The soliloquy stands alone as a reflection, Hamlet is reflecting on his life and the options he has, â€Å"To die, to sleep – / No more – and by a sleep to say we end† (3.1 68-69). The mirror reflection stands as a symbolic example of Hamlet’s self reflection and his search to find the answer within himself. Hamlet criticizes himself while staring deeply at his own reflection in mirror, even though he is aware of Claudius malicious acts. Blaming himself for not taking action yet, â€Å"Thus conscience does make cowards† (3.1 91), and focusing on his faults he is making himself to be the villain and tormenting himself. The true reason for his misery is Claudius actions, and Claudius, the one behind it all- metaphorically and physically- stands behind the mirror as Hamlet criticizes himself. Branagh’s tone of voice and body language exert emotions in the scene making Hamlet’s true feelings apparent. Half way through the soliloquy, suspenseful classical music begins to play, adding intensity to Hamlets dark description of the unnecessary burden of life and his ambiguous understanding to why a person would endure such suffering, â€Å"For who would bear the whips and scorns of time, / Th’ oppressor’s wrong, the proud man’s contumely,† (3.1 78-79). There are few actions Hamlet makes in the scene but the movements he does make are significant. Calmly stating, â€Å"Or to take arms against a sea of troubles / And, by opposing, end them,† (3.1 67-68) as he raises a clenched fist in the air, illustrating his anger toward Claudius and passion to seek revenge is portrayed through the small, but powerful hand gestures. It is indubitable that Branagh’s version of this scene captures both the emotions and themes of Hamlet and his tortured character.

Thursday, October 10, 2019

Cost Cut Theory

Ritter explained. the bigger loss, of course, is the future value of the money, according to the financial analysts. â€Å"if you left the $10,000 in for 20 years and it earned 8 percent, that would have amounted to $46,600,† Ritter noted. Ritter said that taking money out of a 401(k) plan—as either a loan or a hardship withdrawal—can be a false solution that keeps the person in crisis from taking appropriate action, such as selling the house, getting another job, or cutting expenses. You need a systemic solution, something that’s going to change your household cash flow,† he said. liberto said another reason to avoid a hardship withdrawal in the current market is that the employee would be borrowing funds that have dropped in value, with no chance to recoup the loss when the market recovers.Barbara Bird, a management professor and entrepreneurship expert at american university in Washington, d. c. , said that at this time of such dramatic financial upheaval, companies can help employees by providing financial education. a lot of people out there don’t know what diversification means,† she said, or what the difference is between stocks and bonds. Bird said that some people who take hardship withdrawals do not understand the tax consequences until april. companies can set up training classes or communicate through a newsletter or Web page, she added. â€Å"one of the things managers need to do in times of crisis is to communicate,† Bird said, â€Å"to share as much as they can about what’s happening at the company as the financial situation plays out nationally. q MaRcH 2009 COST-CUTTING TIPS, TACTICS & STRATEGIESInTRODuCeHDHPsTOCuTHeALTHCAReCOsTs Issue:in 2005, a business services company sought to cut its health care costs by introducing high deductible health plans ( HdHps) to its employees in hopes of increasing its enrollment. Response:â€Å"along with the HdHp options, we also started offering health savings accounts that included employer contributions to these accounts,† the benefits administrator at the 225-employee firm told us. Result:â€Å"these new plans increased our participation in 2006; 65 percent of our employees who participate in the health program are covered in one of he HdHp plans,† the benefits administrator added. â€Å"due to the increased enrollment in 2006 and the reduced claims experience, we were able to offer our plans to employees in 2007 with no increase in premium amounts. †Issue:a 400-employee transportation company was looking for simple changes to its benefits plan that would keep costs from rising more than 8 percent. Response:â€Å"our principal move was to couple an increase in deductibles with a contribution increase,† the controller told us. Formerly, we also included dental coverage with the cost of medical. now, we charge additional amounts for it. Finally, we increased copayments for our drug program. † Result:increasing the deductibles saved the company roughly $150,000. â€Å"and to lessen the sting of these increases to employees, we supplemented our life offering, which was viewed positively,† the controller added. CHAnGeyOuRCOnTRIBuTIOnTIeRs Issue: the benefits manger at a new York-based hotel, hospitality, and lodging company was looking for a way to change its contribution toward health care coverage to help cut costs.Response:â€Å"We changed from a two-tiered contribution single and family to a four-tiered contribution (single, couple, single with child(ren), and family). it was done during open enrollment for 2007 benefits,† the benefits manager told ioMa. Result:â€Å"it enabled us to reduce costs. Many associates with dual coverage opted out as the family plan went up by 105 percent for a contribution. it went from $22 per week to $46. www. ioma. com/HR 15

Wednesday, October 9, 2019

Bank of America Mobile Banking

Brown, who was responsible for the development and launch of mobile banking, reported on the current status, In less than three years we have four million mobile banking customers. Brown was hesitant to make the banks mobile app complex by adding more features. The added complexity could slow down the app and negatively affect user experience. He explained, App comple xity has led to some high-profile failures in the marketplace. This carries a huge risk. It was also unclear if users were ready to sign up for mortgages or credit cards on their mobile phones. Carrel reminded them, Dont forget that competitors view mobile as yet another platform to differentiate themselves. Just last month, Citi integrated credit card account information in its iPhone app. Citi customers can even track their credit card rewards on their mobile devices now. Carrel floated a second option, Why not create different apps for different target groups, say an app for Merrill Lynch brokerage, or for small business customers? Citi and Wells Fargo have done this, feeling they can provide users a more customized solution. (See Exhibit 1 for mobile banking apps for major players. ) McDonald, Brown and Carrel agree that they have to come up with a new strategy on mobile banking. Financial Services Industry The U. S. financial services industry was fragmented, with thousands of banks offering retail and wholesale banking services. In 2009 the 10 largest banks held 46. 4% of total deposits, with BofA the largest U. S. bank holding company, followed by JP Morgan Chase, Citigroup, and Wells Fargo. In 2008-2009, the financial services industry went through the most stressful times in recent history. The collapse of the U. S. real estate and subprime mortgage markets caused a dramatic fall in the value of mortgage -backed securities, which led to a deep recession in the U. S. and financial troubles abroad. In 2012 they situation in the banking industry has improved. Bank of America By 2009, BofAs businesses included retail banking (i. e. , deposits, debit and credit cards, mortgage loans), global wealth management, middle market lending, large corporate lending, global treasury services, and investment banking. By December 2009, BofAs markets covered 82% of the U. S. opulation, and the bank served over 53 million customers and small businesses. U. S. Mobile Banking Market Mobile banking was introduced in the U. S. in 2007. Consumers could access their bank accounts on the move from their cell phones. Many banks saw it as yet another channel to differentiate themselves from competitors and engage customers that could potentially lead to both higher income and increased customer re tention. While mobile banking introduced some new capital investment and operational costs, analysts projected it to be one of the least costly banking channels. Since almost all banks had a well established online presence, this was the easiest option for banks. Slow browser speed on many mobile phones coupled with small phone screens made this option less appealing to some users. The emergence of smartphones, such as iPhone, Android, and BlackBerry, allowed banks to provide a richer experience to users through apps. By optimizing the user interface specifically for these devices, apps had the potential to engage users. Smartphones were expected to grow in use from 10% in 2008 to 46% of the total U. S. mobile phone market by 2012. App development costs could range from $40,000 to several hundred thousand dollars. Research from Global Industry Analysts shows that mobile and internet banking are becoming increasingly intertwined. This is largely due to the success of smartphones, which afford consumers convenient access to internet banking. The global mobile internet market will continue to drive the expansion of the mobile banking services sector. Financial institutions are responding by launching downloadable applica tions and encouraging consumers to bank online and through mobile devices by rolling out mobile and internet banking services. Market Size and Consumer Adoption In 2009, an estimated 10 million consumers used mobile banking in the U. S. ; by 2014 this number was expected to grow to 37 million, representing 30% of the total expected online banking users in the U. S. Total annual transactions for mobile banking services were expected to increase from about 180 million in 2008 to 2. 4 billion in 2014. Improvement in mobile devices and networks, better features from banks, and increasing awareness among users were the main drivers of growth. Most banks required customers to be registered online banking users before they could sign up for mobile banking. However, a 2009 survey of 500 mobile users showed that almost 60% of consumers not currently using online banking would be interested in using at least one mobile banking service. In early 2010, Wells Fargo allowed customers to sign up for its mobile banking service, regardless of their online usage. In spite of increasing interest, mobile banking was still relatively small compared to other banking channels. According to an American Bankers Association survey, only 1% of respondents considered mobile as their preferred banking method, compared to 25% for online banking, 21% for branches, and 17% for ATM.

Tuesday, October 8, 2019

Description of Child Activities Assignment Example | Topics and Well Written Essays - 1000 words - 3

Description of Child Activities - Assignment Example During the ‘Grocery Store’ activity, he comes up to me, waves his hand and says, â€Å"Hi†. I immediately respond with a â€Å"Hi,† and say, â€Å"Finn, would you like to be a shopper for your grocery, or manage the cash register today?† He replies, â€Å"Yes, I want to be a shopper,† and goes on to be actively involved in the activity from beginning till end. Finn’s involvement was a treat to watch! While shopping at the ‘Grocery Store,’ Leyanna drops her shopping basket on the floor. She repeatedly exclaims, â€Å"Oh no, it’s broken!† Hearing this, I ask her â€Å"What happened, Leyanna?† She replies, â€Å"I dropped my basket and it’s broken.† I ask her, â€Å"Do you need my help, Leyanna?† She says, â€Å"Yes!† I notice that the handle is not broken, merely detached. I prompt her gently with questions: â€Å"Would you show me where it is broken?† â€Å"Let’s fix it together.† â€Å"I wonder whether there is a hole for us to put the handles into?† She indicates the hole and exclaims, â€Å"Here, I found it!† Leyanna inserts the handles in place and resumes her shopping! It is a treat to see Dawson, who is usually content to be a silent observer of classroom happenings, enthusiastically take on the role of the cashier and shopper at the ‘Grocery Store.’ Following up on this interest, I encourage Dawson to interchange the roles of shopper and cashier in the subsequent ‘Revisit the Grocery Store’ Activity: which he does with great exuberance! I move the â€Å"Aluminum Climbing-Monkey Bar† from its usual position to the left in order to provide access to the Pulling Rope. I first see that the area under the equipment, and the corner of the stairway, are covered with sufficient soft mats to ensure the children’s safety.